I am committed to protecting the privacy of my clients and will never sell or trade information I obtain about you.

In the course of providing services for you I collect information about you and some of this information may be non-public, personal information. I gather and may disclose information obtained about you according to the following policy guidelines.

Information I Collect About You

I collect information about you from the following sources:

• Information I receive from you on applications or other forms (i.e. Name, Address, Social Security Number, Assets and Income);
• Information about your transactions with me, or others (i.e. Mortgage Lenders, Title Companies or partnering Real Estate Companies);
• Information received from a credit Reporting Agency (i.e. your Credit Score and Credit History);
• Information obtained when verifying the information you provide on an application or other forms (i.e. current and past Employers, Landlords, or Institutions where you conduct Financial Transactions).

Information I Disclose

I may disclose information I collect as permitted or required by law and according to the following guidelines:

• As required accomplishing the tasks for which you have engaged me;
• Information you direct me to disclose;
• In connection with a Subpoena or similar Legal Process, a Fraud Investigation, Recording of Deeds of Trusts and Mortgages in Public Records, an Audit or Examination.

Parties Who Receive Information

• Title Companies;
• Partnering Real Estate Companies;
• Financial Service Providers (i.e. Lenders & Insurance Companies);
• Utilities and other Home Service Providers;
• County and City Governments;
• Law Enforcement Agencies.

Disclosure of Information to Parties that Provide Services to Me

I may provide certain information (i.e. address) to companies that perform marketing or similar services on my behalf.

Links To Other Web Sites

I provide numerous links to Web sites other than mine. I am not responsible for the privacy practices or content of these Web sites. I encourage you to read the posted privacy statement whenever interacting with any Web site.